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Social Security Disability Insurance (SSDI)

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Social Security Disability Insurance pays benefits to you and certain members of your family if you are disabled and unable to work; and if you are "insured" (meaning that you previously worked long enough and paid Social Security taxes). SSDI has strict eligibility requirements that must be met.  For an adult, eligibility requires that an individual must be unable to perform any "substantial gainful activity" (SGA) due to a physical or mental impairment that will last for a period of at leat 12 months. 

The process to apply for SSDI involves several steps that address the following issues:

  • Current work status
  • Severity of the condition
  • Is the condition on the list of "disabling impairments"?
  • Can you do the work you previously did
  • Can you do any other type of work?

Other Web Sites:

  • Social Security Disability Planner
    This disability planner will explain the benefits available, how you can qualify, and who can receive benefits on your earnings record. It will also explain how to apply for the benefits and what happens when your application is approved.